HR 7128 · Passed House · 07-13-26
TRIA Program Reauthorization Act of 2026
What does the TRIA Program Reauthorization Act of 2026 do?
HR 7128 is a House bill sponsored by Rep. Mike Flood (R-NE). Extends the federal Terrorism Risk Insurance Program, which is set to end after 2027, so that it now runs through 2034. It also changes how the government decides whether an event counts as an "act of terrorism" for the program, including raising a dollar figure in that definition and adding public-notice steps.
Did HR 7128 pass? Where it stands
As of July 17, 2026, HR 7128 has passed the House.
Status: Passed House
Latest vote: House Passed 373–15 on June 29, 2026
Outlook: Possible
Key provisions
- Program Extension
- Extends the Terrorism Risk Insurance Program's sunset from 2027 to 2034
- Amends Section 108(a) of the Terrorism Risk Insurance Act of 2002
- Certification Process Changes
- Raises a dollar figure in the certification definition from $5M to $25M
- Adds a lapse trigger if no certification within 90 days of a Federal Register notice
- Requires a Federal Register notice within 30 days of starting a certification review
- Technical Amendments
- Updates statutory year references in Section 103(e)(7)(E)(i)
- Renames "Terrorism Insurance Program" to "Terrorism Risk Insurance Program" throughout
Last updated July 15, 2026