J. French Hill

“I include in the Record the Congressional Budget Office estimate for the bill. There was no objection. Legislation Considered Under Suspension of the Rules The Majority Leader of the House of Representatives announces bills that will be considered under suspension of the rules in that chamber. Under suspension, floor debate is limited, all floor amendments are prohibited, points of order against the bill are waived, and final passage requires a two-thirds majority vote.”

“When a bank fails, regulators need to move fast to protect depositors, preserve confidence in our financial system, consider potential buyers, and minimize disruption to families, businesses, and communities. All of that often takes place in a very short period of time, between Friday at close of business and Monday morning at opening for business. At that same time, those decisions should be made by a process that is fair, transparent, and promotes competition.”

“Regional lenders are choking under rules written for trillion-dollar institutions.”

“I rise today in full support of our distinguished chair of our Subcommittee on Capital Markets, Mrs. Wagner from Missouri, and her bill that she presents today, the Financial Exploitation Prevention Act of 2025. Every day, bad actors use fraud, scams, and deception to target the most vulnerable in our society who may be less able to recognize or respond immediately and timely to some form of financial abuse. Literally, over the last few years, I have been inundated every time I am in my district and community, like my hometown of Little Rock.”

“Mr. Speaker, I yield 3 minutes to the gentlewoman from Texas (Ms. De La Cruz), who is the lead sponsor of the bill. Ms. De La CRUZ. Mr. Speaker, I thank my colleague for yielding. Veterans, particularly disabled veterans, have made extraordinary sacrifices for our Nation, and it is simply unacceptable that those who selflessly defended our freedoms are met with bureaucratic red tape when they return home. Government overregulation should never stand in the way of veterans' ability to receive the help they need.”

“I appreciate the gentleman yielding, and I agree with his assessment. It is true that TRIA was designed to create certainty, not doubt, for our businesses, indeed our economy at large after something unthinkable takes place. It requires insurance companies to make stand-alone terrorism coverage available to their clients, who can choose to purchase it or not in addition to their traditional business insurance coverage.”

“I include in the Record the CBO estimate for this bill.”

“I include in the Record the Congressional Budget Office estimate for this bill.”